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We are dedicated to providing simple, easy-to-understand insights on banking concepts. Our goal is to empower readers with the knowledge they need to make informed financial decisions. Whether you're a beginner or an experienced professional, our content covers topics ranging from banking basics to advanced financial strategies.


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Nomination in Bank – Agar Kal Hum Na Rahe Toh Paise Ka Kya?

 Nomination in Bank – Agar Kal Hum Na Rahe Toh Paise Ka Kya? (Bank Account Nominee Ka Simple Aur Dil Chhoo Lena Wala Gyaan) ๐Ÿค” Intro: Achanak kuch ho gaya, aur paise par jhagda? Har koi bank mein paisa jama karta hai – salary, saving, FD, pension sab. Lekin sochiye agar kal aap na rahe, toh aapke paise ka kya? Kya family ko bina pareshani ke milega? Jawab hai – "Haan", agar aapne Nomination kara rakha hai. Varna… court ke chakkar, bank ka delay, aur parivaar mein tanav! ❓ Nomination Kya Hota Hai? https://amzn.to/3T4fcgo Nomination ka matlab hai: "Aap bank ko pehle se batate ho ki agar aapki death ho jaye, toh paisa kis family member ko diya jaye." Yeh legal declaration hota hai, jo account kholte waqt ya baad mein bhar sakte ho. ✅ Kaun-kaun se account mein nomination ho sakta hai? Saving Account Current Account Fixed Deposit Recurring Deposit PPF Account Lockers ๐Ÿ‘ช Kaun ban sakta hai nominee? Wife / Husband Son / Daughter Parents Even friend ya trusted person (Lekin...
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Indian Banking product: Corporate Banking

  CORPORATE BANKING (เค•ॉเคฐ्เคชोเคฐेเคŸ เคฌैंเค•िंเค—) Definition: Jab bank badi companies, industries, MNCs (Multi-National Corporations) aur business entities ko banking services deta hai, to ise Corporate Banking kaha jata hai. Corporate Banking ke Pramukh Prakar (Types of Corporate Banking Services) Working Capital Finance (เค•ाเคฐ्เคฏเคถीเคฒ เคชूंเคœी เคตिเคค्เคค) Companies ko daily business operations ke liye short-term loan diya jata hai. Example: Reliance ya Tata jaise bade business ko short-term loan milna . Term Loans (เคฒंเคฌी เค…เคตเคงि เค•े เค‹เคฃ) Factories, machines, buildings, aur naye projects ke liye long-term loans diye jate hain. Example: Tata Motors ko naye car plant ke liye ₹500 crore ka loan . Trade Finance (เคต्เคฏाเคชाเคฐ เคตिเคค्เคค) Export-import business ke liye Letter of Credit (LC) aur Bank Guarantees jaisi suvidhaye di jati hain. Example: Samsung India ko China se raw material import karne ke liye LC milna . Treasury & Cash Management (เคจिเคงि เค”เคฐ เคจเค•เคฆी เคช्เคฐเคฌंเคงเคจ) Compani...
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Indian Banking product: General Products

  GENERAL PRODUCTS (เคธाเคฎाเคจ्เคฏ เคฌैंเค•िंเค— เค‰เคค्เคชाเคฆ) Definition: Bank ke wo basic financial products aur services , jo aam logon ke daily banking needs ko pura karte hain, unhe General Banking Products kaha jata hai. General Banking Products ke Pramukh Prakar (Types of General Banking Products) Savings Account (เคฌเคšเคค เค–ाเคคा) Customers apna paisa safe rakh sakte hain aur uspe interest bhi milta hai. Example: SBI, HDFC, ICICI ka normal savings account . Current Account (เคšाเคฒू เค–ाเคคा) Business owners ke liye zyada transactions aur no withdrawal limit ka account. Example: Shopkeepers ya companies ka business account . Fixed Deposit (เคเคซเคกी - เคธाเคตเคงि เคœเคฎा เค–ाเคคा) Ek nishchit samay ke liye paisa bank me rakhna aur uspe higher interest kamaana. Example: ₹1 lakh FD karne par 7% interest per year . Recurring Deposit (เค†เคฐเคกी - เค†เคตเคฐ्เคคी เคœเคฎा เค–ाเคคा) Har mahine ek fixed amount deposit karne ka plan, jo savings habit badhata hai . Example: ₹500 per month RD for 5 years . ...
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