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Showing posts with the label RBI Monetary policy

Nomination in Bank – Agar Kal Hum Na Rahe Toh Paise Ka Kya?

Nomination in Bank – Agar Kal Hum Na Rahe Toh Paise Ka Kya? (Bank Account Nominee Ka Simple Aur Dil Chhoo Lena Wala Gyaan) 🤔 Intro: Achanak kuch ho gaya, aur paise par jhagda? Har koi bank mein paisa jama karta hai – salary, saving, FD, pension sab. Lekin sochiye agar kal aap na rahe, toh aapke paise ka kya? Kya family ko bina pareshani ke milega? Jawab hai – "Haan", agar aapne Nomination kara rakha hai. Varna… court ke chakkar, bank ka delay, aur parivaar mein tanav! ❓ Nomination Kya Hota Hai? https://amzn.to/3T4fcgo Nomination ka matlab hai: "Aap bank ko pehle se batate ho ki agar aapki death ho jaye, toh paisa kis family member ko diya jaye." Yeh legal declaration hota hai, jo account kholte waqt ya baad mein bhar sakte ho. ✅ Kaun-kaun se account mein nomination ho sakta hai? Saving Account Current Account Fixed Deposit Recurring Deposit PPF Account Lockers 👪 Kaun ban sakta hai nominee? Wife / Husband Son / Daughter Parents Even friend ya trusted person (Lekin...

RBI Monetary policy

RBI monetary policy Repo Rate (RBI ka Paisa Dena): Repo Rate ka matlab hai ki RBI (jo humara central bank hai) banks ko paisa dene ke liye ek rate decide karta hai. Agar RBI ko lagta hai ki market mein paisa zyada ho gaya hai, toh wo repo rate badha deta hai. Matlab banks ko paisa zyada mehenga milega, aur phir logon ko loan lene mein zyada paisa dena padega. Example: Maan lo, aapke paas ek dost hai jo aapko 100 rupees udhaar deta hai. Agar wo kahi aur se paisa mehenga udhaar le raha hai, toh wo aapko zyada interest ke saath paisa dega. 2. Reverse Repo Rate (RBI ka Paisa Lena): Reverse Repo Rate ka matlab hai ki RBI banks se paisa leta hai. Jab RBI ko lagta hai ki market mein zyada paisa aa gaya hai, toh wo reverse repo rate badhata hai, taaki banks apna paisa RBI ko de dein aur market mein paisa kam ho jayega. Example: Maan lo, aapke paas ek kafi paise hain, lekin aapko lagta hai ki market mein zyada paisa aa gaya hai. Aap apne paise ko RBI ke paas jama kar dete ho taaki m...