Indian Banking product: consultancy services

 

CONSULTANCY SERVICES (परामर्श सेवाएं)

Definition:

Jab bank ya financial institution apne customers ko financial planning, investment, tax saving, business growth jaise vishayon par expert advice (सलाह) deta hai, to ise Consultancy Services kehte hain.

Consultancy Services ke Pramukh Prakar (Types of Consultancy Services)

1. Project Finance Consultancy (परियोजना वित्त परामर्श)

   • Companies ko naye business project ke liye funds arrange karne ki advice di jati hai.

2. Investment Advisory (निवेश परामर्श)

   • Mutual funds, stocks, fixed deposits, bonds me kaise aur kaha invest karein yeh bataya jata hai.

3. Tax Planning Consultancy (कर योजना परामर्श)

   • Customers ko income tax, GST, corporate tax bachane ke tarike bataye jate hain.

4. Risk Management Consultancy (जोखिम प्रबंधन परामर्श)

   • Business aur personal finance me loss se kaise bacha jaye, yeh guidance di jati hai.

5. Export-Import Consultancy (निर्यात-आयात परामर्श)

   • International trade aur foreign exchange se judi guidance di jati hai.

6. Merger & Acquisition Consultancy (विलय एवं अधिग्रहण परामर्श)

   • Jab ek company doosri company ko kharidti hai ya do companies merge hoti hain, to bank unhe finance aur legal advice deta hai.

Consultancy Services ka Mahatva (Importance

✔ Businesses ko fund aur growth me madad milti hai.
✔ Sahi investment aur tax planning se financial gains badhte hain.
✔ Risk aur financial losses se bachne me madad milti hai.
✔ Companies aur startups ko proper guidance milti hai.

Example: Real-Life Consultancy Case

Rajesh ek naye startup ka malik hai. Usko ₹5 crore ka funding chahiye tha. Usne bank ki project finance consultancy service li aur bank ne usko investors aur funding options ke bare me guide kiya.